EXCESSIVE BANK CHARGES CLAIM
CREDIT CARD CHARGES COMPENSATION
For years the financial institutions have been getting away with murder by doing exactly what they want with your money involving excessive bank charges for going overdrawn without permission and overblown credit card charges for late or missed payments. You’re in trouble with your bank account, you’ve spent a bit to much, you’ve gone over your limit so what do they do? They hammer you with excessive charges and when you’re almost back in the black what do they do next? They offer you more credit to pay off those charges ensuring that you go even deeper into debt enabling them to deduct even more charges in the future.
The wheels of change grind slow, the worm has turned, the law has caught up with reality and the blaggard banks don't like it one bit. It’s now possible to make a claim for repayment of not only mis sold payment protection insurance incurred on your plastic but also of excessive bank charges or credit card charges for at least a period of six years and in addition you can also claim for lost interest. The real deal is that charges for ‘unauthorised transactions’ their word for going overdrawn without permission are truly excessive and always have been. The real cost to them of dealing with each transaction, mostly electronically, is about £4 and that includes the underpaid workers who call you from a hell hole sweat shop call centre situated in some backwater on the Indian subcontinent.
Al Capone would have been proud of them. The bank charges and credit card charges racket added over £4 billion to the coffers of the financial institutions last year but that has now come to a grinding halt however unfortunately for us they’ll have to figure out some other swindle to make up the losses. Notwithstanding that little bit of bad news we can help you to make a claim for compensation if you’ve been charged excessive sums on numerous occasions. We will deal with your bank charges claim and/or credit card charges claim on a totally risk free no win no fee basis. If we succeed we will charge you 25% plus vat (minimum £50) and if we lose we will charge you nothing.
These matters are our forte and in the recent past we have assisted hundreds of claimants with endowment mortgage shortfall applications and our solicitors are currently dealing with a host of different types of mis selling claims. We are registered by the Financial Services Authority and authorised by The Ministry of Justice to deal with these claims. There are no upfront charges although we regret to tell you that you’re bank may charge you yet another fee (£10) to provide the records and paperwork necessary to ground a claim. We’ll deal with all of the claims procedures and jump through all of the banks hoops on your behalf. If we win, we all go home happy and if we lose we charge you nothing but at least we do have the satisfaction of knowing that we’ll have another opportunity (well thousands actually) of having another go at them on behalf of some of the other millions of cheated customers.
